Urgent care vs. primary care: Who should treat your injury?

Medically reviewed by Dr. Betsy Koickel, MD on February 10th 2026.

When you are hurt, knowing where to get the right type of care can save you stress, time and money. Both urgent care and primary care can treat common non-life-threatening injuries, but which you choose can depend on your specific situation, the availability of the provider and the time the injury occurred. 

Understanding the strengths of each can help you make the best decision for your health and the health of your family. 

Understanding urgent care

Urgent cares are designed to treat non-life-threatening injuries and illnesses quickly. They offer extended hours, walk-in options and access to on-site services like X-rays, labs and wound care.

Common types of injury treatments at urgent care include sprains, strains, minor fractures, cuts, burns and work- or sport-related injuries. This makes them ideal for when you need immediate medical attention but don’t require an ER visit.

From a cost standpoint, urgent care costs vs. primary care costs usually fall between primary care and an emergency room visit, but this will depend on your insurance plan.

Understanding primary care

Primary care focuses on long-term health management. Your primary care doctor establishes a relationship with you and knows your medical history, monitors chronic conditions and provides preventive care. 

Examples of primary care personal injury treatment may include monitoring healing, adjusting medications, evaluating health risks and referring to specialists when needed. It’s often the best place for injury follow-up and long-term management of any illnesses, such as hypertension and diabetes.

When comparing urgent care vs. primary care costs, primary care is typically the lowest-cost option, especially for routine visits and preventive care.

When to choose urgent care for an injury

Urgent care is the right choice when you need same-day treatment for an injury that isn’t life-threatening but does require prompt attention. If your primary care provider is unavailable, urgent care can offer walk-in care, allowing you to get treated right away.

Examples of situations

Below are some examples of when you might choose injury treatment at urgent care. 

Sprained ankle after hours

If you twist your ankle at night or on a weekend, urgent care can help evaluate the injury and provide treatment. This prevents unnecessary ER visits and helps you start recovering faster.

Minor cuts requiring stitches

Urgent care can clean wounds, provide stitches, prescribe medications and create a follow-up plan. Getting prompt care reduces the risk of infection and improves healing.

Small fractures needing immediate attention

Minor or stable fractures, such as a fractured finger, toe or wrist, can be treated at urgent care. Providers can also refer you to orthopedics if needed.

When to choose primary care for an injury

Primary care is best for injuries that require ongoing management or a deeper evaluation of your health that could impact your recovery. Because your physician understands your full health history, they can help guide long-term healing.

Examples of situations

Here are some examples of when you might choose primary care.

Follow-up care after an injury

After receiving initial treatment at urgent care, your primary care provider can offer follow-up and monitor your progress to ensure your recovery is on track.

Management of chronic conditions affecting recovery

Chronic conditions like diabetes, arthritis or autoimmune disorders can slow healing. Primary care can manage these conditions.

Preventive care to avoid future injuries

Primary care can help with plans to reduce the risk of repeat injuries. They can support weight management, balance and mobility strategies or bone health to keep you healthy.

FAQs

Here are some frequently asked questions about urgent care vs primary care. 

What types of injuries should I go to urgent care for?

Sprains, strains, minor fractures, cuts, burns and other non-life-threatening injuries are ideal for urgent care.

Can my primary care doctor treat my injury?

Yes, most primary care doctors can treat minor non-life-threatening injuries, but they may not offer same-day access or imaging.

Is urgent care more expensive than primary care?

Possibly, but this depends on your coverage and insurance plan.

Do I need an appointment for urgent care?

No, you can walk in or save your spot online at any urgent care center.

Should I follow up with my primary care doctor after visiting urgent care?

Yes, follow-up is recommended to ensure proper healing and address any lingering concerns.